I’m as big a proponent of traditional investment strategies as anyone in the financial industry. Establishing a solid and diversified portfolio has become pretty much a necessity for any successful retirement strategy. However, I’m a bigger proponent of playing to your strengths. For instance, one of my pet specialties is Qualified Recognised Overseas Pension Schemes or QROPSfor British pensioners. Although the details are a little convoluted (and boring) for our purposes here, it’s a tax-saving system and perfect example of taking advantage of a niche financial opportunity. Like lower income savers taking advantage of the “Saver’s Credit” tax reward or looking into any of the preferential financial options available for veterans.However, far less often than I think is reasonable, those writing in the field of finances and retirement cite what can prove to be the most useful investment weapons in a retiree’s arsenal- age, experience, time and wisdom. And the great thing about that wisdom I mentioned is: even if us gentle(wo)men of a certain age have perhaps acquired as much all-knowing sagacity as we would have liked to (which is very rare, I’ll admit), our age often dupes people into thinking we have!